The original question was - How safe are non-pontoon tinnies in open water?
Ive had 3 pontoon tinnies 4.2-4.6m, and now a non-pontoon fibreglass boat 5.3m.
I think I was safer in the pontoon tinnie, than the bigger fibreglass boat.
In a non-pontoon boat - if the boats swamped or capsizes or holed by something, it will presumably sink, so theres nothing to hold on to or sit on. With pontoons, the boat should have enough reserve buoyancy even with one punctured, to stay afloat.
However, I have made the change from pontoon to non pontoon fibreglass to get the softer ride; and Im glad I did. I don't worry about the possibility of sinking - I think that's extremely low; probably no higher than being killed on the road. I make the odds better, by taking - a full jacket life jacket that provides some insulation, a radio, cellphone, and most important, a locator beacon. I reckon the beacon would get a helicopter within 30 minutes (which I would probably survive)
And I don't go over any bar.
SO, in my opinion, a pontoon tinny is much safer than a non-pontoon boat (alloy or fibreglass)